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Income Statement of Banking Sector - 2026

INCOME STATEMENT OF BANKING SECTOR
Currency: Thsd TL
	YEAR 2026	JANUARY	FEBRUARY	MARCH	APRIL	MAY	JUNE	JULY	AUGUST	SEPTEMBER	OCTOBER	NOVEMBER	DECEMBER
	INTEREST INCOME :
1-	Interest from Loans	2,828,251	5,389,395	8,283,879	11,181,868
2-	Interest from Non-performing Loans	24,781	106,895	152,206	242,987
3-	Interest from Banks	2,216,086	4,270,364	6,560,574	9,001,039
4-	Interest from Interbank Money Market	2,155,633	4,018,298	6,307,998	8,439,707
5-	Interest from TRNC Development Bank Bonds/Bills	37,465	75,518	194,021	363,565
6-	Interest from other securities	432,182	824,532	1,229,958	1,695,703
7-	Interest from Reverse Repo Transactions	0	7,017	37,488	68,919
8-	Other Interest and Quisi-Interest and Revenue	133,387	255,466	391,741	527,545
9-	Total Interest Income (1+...+8)	7,827,785	14,947,485	23,157,865	31,521,333
	INTEREST EXPENSES
10-	Interest to Deposits	3,065,498	5,847,467	8,941,950	12,067,292
11-	Interest to Banks	1,094,515	2,080,588	3,261,192	4,367,946
12-	Interest to Interbank Money Market	1,115	2,346	3,543	4,658
13-	Interest to Issued Securities	5,702	10,445	15,829	21,124
14-	Interest to Repo Transactions	0	0	0	0
15-	Other Interest and Quasi-Interest Expenses	4,728	8,584	14,264	18,215
16-	Total Interest Expenses (10+...+15)	4,171,558	7,949,430	12,236,778	16,479,235
17-	Net Interest Income (Expense) (9-16)	3,656,227	6,998,055	10,921,087	15,042,098
18-	Special Provisions for Non performing Loans	67,807	203,980	398,402	495,601
19-	General Provisions on Loans	102,860	184,695	259,282	406,876
20-	Net Interest Income (Expense) After Provisions [(17-(18+19)]	3,485,560	6,609,380	10,263,403	14,139,621
	NON-INTEREST INCOME
21-	Fees and Commissions from Loans	132,687	276,605	440,879	587,580
22-	Profit Share from subsidiaries & afliliates	0	0	0	0
23-	Revenues from Banking Activities	939,034	1,827,925	2,852,658	3,882,716
24-	Income from Sale of Assets	1,368	2,525	2,565	39,137
25-	Other Non Interest (Other) Income	89,958	178,118	276,656	406,509
26-	Total Non Interest (Other) Income ( 21+….+25)	1,163,047	2,285,173	3,572,758	4,915,942
	INTEREST EXPENSES
27-	Personnel Expenses	694,656	1,523,211	2,248,736	3,136,642
28-	Provision for Termination Indemnities	399	399	399	399
29-	Provisions for Securities, Affiliates, Subsidiaries and Joint Ventures Impairment	1,722	2,757	13,868	10,787
30-	Other Provisions	49,813	43,067	49,459	61,021
31-	Fees and Commissions Paid	446,343	875,547	1,342,190	1,853,416
32-	Depreciation	24,063	49,542	75,071	102,038
33-	Taxes, Duties, Charges and Funds	20,904	34,092	47,830	67,119
34-	Other Non Interest (Other) Expenses	510,576	997,608	1,501,467	2,047,944
35-	Total Non Interest (Other) Expenses (27+…+34)	1,748,476	3,526,223	5,279,020	7,279,366
	OTHER NON-INTEREST INCOME (EXPENSE)
36	Capital Market Transactions Profits (Losses) (Net)	166,420	300,886	479,011	687,813
37	Foreign Currency Gains (Losses) (Net)	-134,944	197,689	616,536	747,148
38	Extraordinary Income (Expense) (Net)	0	0	0	0
39-	Total Other Non Interest (Other) Income (Expense) (36+…38)	31,476	498,575	1,095,547	1,434,961
40-	Profit (Loss) Before Tax [(20+26+39)-35]	2,931,607	5,866,905	9,652,688	13,211,158
41-	Provision for Taxes	620,258	1,241,607	2,045,940	2,857,472
42-	Net Income (Losses) (40-41)	2,311,349	4,625,298	7,606,748	10,353,686